AIG Group Limited HealthCare(SM) Insurance
AIG Group CancerCare(SM) Insurance
AIG Group CriticalCare(SM) Insurance
AIG Group HospitalCare(SM) Insurance
AIG Group EmergencyCare(SM) Insurance
AIG CancerCare® Insurance
AIG CriticalCare® Insurance
AIG EmergencyCare® Insurance

AIG Group Limited HealthCare^SM
With AIG Group Limited HealthCare^SM, you can easily offer valuable healthcare products and services to supplement your group benefits plan—and help fill these benefit gaps. AIG Group Limited HealthCare^SM is a limited benefit program that offers:

• Affordable medical benefits such as physician’s office and emergency room visits, hospitalization, diagnostic tests, intensive care, as well as accidental death and dismemberment benefits through group accident and sickness indemnity insurance
• Protection against the financial burdens of a serious injury or even death through group critical illness or term life insurance
• A rich portfolio of discount medical services offered through CAREINGTON International Corporation, including a national medical provider network of 4,000 hospitals and more than 350,000 physicians at over 750,000 locations

Careington Non-Insurance and Discount Benefits
View the AIG Group Limited HealthCare(SM) Product Specification Sheet

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AIG Group CancerCare^SM Insurance
Regardless of a person's age, occupation or lifestyle, the risk of cancer is real. While traditional health insurance covers many treatment-related expenses, others—such as transportation to and from nonlocal facilities—must be paid out-of-pocket. Fortunately, there's AIG Group CancerCare^SM insurance, which can help employees manage these costs and protect their families from excessive financial burdens.

• Lump-sum benefit payment upon the initial diagnosis of invasive cancer
• Covers a broad array of the costs surrounding cancer treatment, including radiation, surgery and antinausea prescriptions
• Health screening benefit for all insureds
• Rates guaranteed for one year
• Issue ages from 18 to 69; dependent children may be covered up to age 19 (age 23 for full-time students; state variations may apply)
• Guarantee issued for employers with greater than 100 employee lives and when participation is met
• Benefits paid directly to the insured to be used as needed

• Lump-sum first diagnosis, additional diagnosis and recurrence benefits paid directly to the insured following the diagnosis of a covered critical illness
• Continuation applies
• Spouse and dependent coverage available
• Benefits are paid directly to the insured
• Three plan-type options to cover an array of needs
• Benefits do not reduce because of partial benefit percentages
• Health screening benefits (for covered dependents as well) are included in all plans

• Broad protection for a wide range of hospital-related expenses associated with nonoccupational injuries or sickness, including hospital admission and confinement, outpatient medical treatment, routine childcare visits, surgery and anesthesia
• Benefits paid directly to the insured, regardless of other medical coverage
• Spouse and children coverage available
• Flexible plan design to meet a wide range of coverage and income levels

• Broad protection, plus 24-hour and nonoccupational coverage for a wide range of injuries, including most children’s sports injuries, as well as expenses not usually addressed by traditional health plans, such as transportation and lodging costs of treatment at a nonlocal facility
• Benefits paid directly to the insured, regardless of other medical coverage
• Spouse and children coverage available
• Issue ages 18 to 69
• Flexible plan designed to meet a wide range of coverage and income levels

• Covers a broad array of the costs surrounding cancer treatment including radiation and chemotherapy
• Pays all benefits directly to the policy holder (unless payment is assigned to a healthcare provider) regardless of what is covered by traditional health plans
• With three levels of coverage available—Gold, Platinum and Platinum Plus—your clients can select the policy that best fits their needs and their budgets
• Guaranteed renewable for life
• Simplified issue underwriting
• Issue ages from 0 to 64 for individual plans; 18 to 64 for parent-and-child(ren) and family plans

• Pays a tax-free single-payment benefit (according to current federal tax laws) regardless of what is covered by other sources—up to $100,000, directly to the policy holder
• Covers a broad range of conditions most likely to cause major lifestyle changes, including heart attack, stroke, cancer and kidney failure
• Loss of Independent Living Rider covers the inability to perform two or more activities of daily living (eating, dressing, etc.) without assistance
• Can cover spouse and children on the same policy
• Occupational HIV rider for medical professionals
• Preventive Care Benefit pays up to $50 a year for a wide variety of medical tests
• Benefit Extension Rider (AIG CriticalCare insurance only; not available for plans without a cancer benefit) pays a benefit on a second or third critical illness, or on a second diagnosis of the same illness
• Free membership in Best Doctors^® referral service, should the policy holder pursue a specialist for a second opinion
• Issue ages from 18 to 69; guaranteed renewable to age 75

• Benefits for the injuries for which employees are most likely to need coverage, including most children’s sports injuries
• Benefits are paid directly to the policy holder—regardless of what is covered by other sources
• Riders that help employees customize their coverage
• 24-hour and off-the-job-only coverage options for Accident-Only Disability Income Benefit Rider
• Issue ages 18 to 69
• Underwriting based on application questions only
• Renewable to age 75