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With short- and long-term disability income insurance from AIG Employee Benefit Solutions®, your clients can help employees protect their greatest asset: their ability to earn income.
AIG Group Short-Term Disability Insurance
AIG Group Long-Term Disability Insurance
AIG DisabilityCare® Insurance
AIG Group Short-Term Disability Insurance
We all expect to miss the occasional day or two of work because of illness or injury. But sometimes health issues can lead to extended leaves of absence and even lost income. That’s why short-term disability insurance is more than just a good idea—it’s a necessity.
- Offered on both employer-funded and employee-paid platforms
- Off-the-job coverage
- Flexible plan designs
- Waives disability premiums during any covered disability
- Option to cover maternity as any other sickness
- Return-to-work incentives to assist employees transition to the workplace
View the AIG Group STD Specification Sheet.
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AIG Group Long-Term Disability Insurance
If an employee is unable to work due to illness or injury for an extended period of time, the resulting loss of income can create considerable financial challenges for his or her family. Long-term disability insurance helps employees manage this risk by providing a level monthly benefit in case of a disabling condition.
- Offered on both employer-funded and employee-paid platforms
- Flexible plan designs
- Waives disability premiums during any covered disability
- Return-to-work incentives to assist employees transition to the workplace
- Rehabilitation program, child care benefits and workplace modification provisions
View the AIG Group LTD Specification Sheet.
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AIG DisabilityCare® Insurance
AIG DisabilityCare insurance can help replace lost income if a disability ever prevents an employee from working. The policy provides a regular benefit for short-term total disabilities caused by both accidents and illness—with the option of 24-hour or off-the-job-only coverage.
- Portable coverage that employees can keep even if they change employers
- No premiums are due as long as the insured is receiving disability benefits
- Monthly benefits ranging from $500 to $5,000
- Benefit periods of 3, 6, 12 and 24 months
- Elimination periods of 7, 14, 30, 90 and 180 days
View the AIG DisabilityCare Specification Sheet.
Statutory disability benefit plans available:
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