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Congratulations — you've arrived. Over many years of hard work and sound investing, you've built a substantial estate to pass on to future generations. Now you need to ensure that your property will be protected for your heirs after you're gone. With a sound estate plan, your assets can remain intact after estate taxes and other costs are paid — permitting your estate's distribution exactly as you intended.

For many years, people just like you have turned to American General Life Companies for whole life, universal life and variable universal life policies as well as annuities to assist in funding their estate planning strategies. Let us help you protect what you've worked so hard to create.

Federal estate taxes are generally due within nine months of death and could absorb nearly half of your assets before a single dollar goes to your heirs.² A survivor (joint life, second-to-die) life insurance policy lets you plan ahead to help provide funds for taxes and settlement costs, leaving your personal and business assets intact.

The policy covers both you and your spouse, with benefits paid on the second death — when your estate typically passes to your heirs and estate taxes most often are due. You can be secure in the knowledge that your loved ones will receive the legacy you've spent a lifetime creating, not just a piece of it.

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